• Life Cover with Joint Life - This variant allows you to add your spouse in the same policy • Increasing Life Cover – Under this variant, you can choose to increase your life cover at every policy anniversary. In this way, term insurance tax benefits help you save more of your hard earned money. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The present value will be calculated at 6% per annum, Waiver of Premium Benefit (WOPB I & WOPB II) Benefit), Waiver of Premium Benefit on CI (incl. On occurrence of fourth (4th) Minor CI or on the date of occurrence of the first (1st) Major CI (incl. © Copyright 2018. Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time! Smart Protect Goal Term Plan - Self + Spouse, Smart Protect Goal Term Plan - Self + Child, Smart Protect Goal Term Plan - Increasing Life Cover. Bharti AXA Life Monthly Advantage Plan 6 years- 12 years Policy tenure. Sum Assured pertaining to the second life assured will be paid to the nominee and the policy will continue on the primary life assured with all benefits subject to payment of premiums. What is the rate at which the cover will increase every year? The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. A comprehensive term plan at a competitive premium can be a perfect way to ensure that financial uncertainties do not derail your journey towards life goals. With the self+child coverage, where the Child education cover is opted by you, you get additional coverage for your child’s education over and above the base cover amount. Without ROP-80 years. ATPD) / Death: WOPB II - On the date of diagnosis of fourth (4th) Minor CI or on the date of diagnosis of the first (1st) Major CI (incl. “Claimant” means the Life Assured (if alive) or Policyholder (if different from the Life Assured) or the assignee or the Nominee or the legal heirs of Policyholder/Nominee(s) to whom the Policy Benefit will be payable. Pre-Existing is defined as condition for which the Life Assured had signs, or symptoms, and/or were diagnosed, and / or received medical advice / treatment within 48 months to prior to the Date of Commencement of Risk or date of latest revival (if any), whichever is later. Bajaj Allianz Life has introduced a term insurance plan with the new-age features. Statistics in India reveal that 90% of retired citizens depend on their children for financial assistance as their savings get exhausted sooner in life. Bajaj Finserv Direct Limited. © Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. In case of any minor critical illness, 25% of the benefit amount will be paid. So, in order to avoid the financial instability of the family, most individuals prefer a term insurance plan. Bajaj Allianz Life has launched Bajaj Allianz Life Smart Protect Goal, a pure term plan that offers life cover of Rs 1 crore at a premium of Rs 13 per day. WATCH NOW. I Accept. The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. Life Insurance Term Plan with Return Of Premium . PNB MetLife Mera Term Plan Plus . When you purchase a life insurance policy, one of your major life goal gets fulfilled i.e. The Morningstar name and logo are registered marks of Morningstar, Inc. Bajaj Allianz Life on December 19th launched a true value-for-money term plan, which is packed with benefits making it a comprehensive term plan. Bajaj Allianz Life Insurance Company Limited shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information reported by the calculator. Ayurvedic, Homeopathy, Unani, naturopathy, reflexology, acupuncture, bone-setting, herbalist treatment, hypnotism, rolfing, massage therapy, aroma therapy or any other treatments other than Allopathy/ western medicines. “Rider Premium” means the amount exclusive of applicable taxes, if any, payable by the Policyholder at regular intervals during the Rider Premium Paying Term, in amount (along with and as part of the Regular Premium) and at the Premium Payment Frequency. Get Life Cover worth Rs.1 Crore at Rs.18 per day 2 – Bajaj Allianz Life Smart Protect Goal. Bajaj Allianz Life Smart Protect Goal protects against 19 minor and 36 major Critical Illnesses, including cancer, heart ailments, Alzheimer’s disease, Parkinson’s Disease and blindness, among others. Bajaj Allianz Life’s Smart Protect Goal is a comprehensive term plan with competitive premium and yet provides you with an all-encompassing life … Description: Mortgage cover Term insurance plan. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) or on National Do Not Call Registry (NDNC), any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Some of these include cancer, heart diseases, Alzheimer’s disease, Parkinson’s disease, blindness, and more. PLAN NOW. Term Insurance – Smart Protect Goal Bajaj Allianz Life Smart Protect Goal is a complete term plan with new-age features in line with your evolving needs. 1Product feature/benefit mentioned above are dependent on variant, ATPDB -Accidental Total Permanent Disability Benefit, ^Our policy covers COVID 19 claims subject to policy terms and conditions being met. is one of the most common questions that comes to one's mind while taking any step further in Life. Smart Protect Goal Plan Bajaj Allianz Life Smart Protect Goal Plan is a comprehensive term plan, offered at a competitive premium to save you from the financial uncertainties in life.It offers you an all-encompassing life cover with multiple variants and benefits. Generally, a type of a plan offered to a community. Write to us policysupport@wishfin.com | Call us at 8527 888 666 Wishfin Insurance Web Aggregator Private Limited. Types of Bajaj Allianz Term Insurance Plans 1. Bajaj Allianz Life Smart Protect Goal can also protect you from around 19 minor and 36 major critical illnesses that will include Cancer, heart diseases, blindness, etc. Crew members and pilots for passenger carrying commercial flights are excluded under this exclusion unless they are bonafide passengers. Life Insurance Term Plan with Return Of Premium . Bajaj Allianz Life Smart Protect Goal - A Non Linked, Non Participating, Pure Life Term Insurance Plan. No. We will understand these options in detail in the sections below. One needs to be SMART and plan out well in advance to ensure nothing goes wrong in the future. Accidental Death Benefit – If you were to die in an accident, the sum assured amount would be paid to your nominees. 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