In which fund yu have invested ur money? 12,000 annual premium. Time Taken for Settlement Process Post the Policy Is Surrendered: After the surrender request is submitted the customer gets a confirmation call for the pay-out. The maturity benefit offered by the policy is the sum of the fund value as a result of the regular premiums and any top-up premiums that you have paid. Bajaj allianz future gain policy is very good investment option. After the policy term is over, on maturity he receives approximately Rs. Option to visit the nearest Bajaj Allianz Life Insurance branch. The Sum Assured chosen by him is Rs.7 lakh. It has an assured value of Rs. Email ID: bagichelp@bajajallianz.co.in. Bajaj Allianz Future Gain Plan Death Benefit is subject to the Guaranteed Death Benefit, which is 105% of the Total Paid Premiums as on the date of death. The policy Sum Assured or Guaranteed Death Benefit is reduced to the extent of any partial withdrawals from the Regular Premium Fund during two years from the date of death (if made). The next premium paymen date is 19-Aug-2012. The value of the investments you will get back if you cancel or "surrender" your policy: By "surrendering" your policy in exchange for the cash value, you render the life insurance portion null and void.This means your beneficiary will no longer be eligible to receive any death benefit. Performance is based on this details: 1. Benefits of Bajaj Allianz Investment Plan - Future Gain. Fund management charges: These are charges for management of fund. 25,27,222 (the regular premium fund value). I have already payed 3 premiums (Total Rs. 4,08,000 with a policy term of 20 years and Rs. I hold a Bajaj Allianz New UnitGain policy with issue date 19-Aug-2009. This plan lets you optimize your investments – hence, ensuring that you get maximum value of your money. 35 year old person buys this Bajaj Allianz Future Gain policy for a term of 24 years and chooses to pay annual premium of Rs. 50000 for a term of 20 years. Bajaj Allianz Future Gain is a unit linked insurance plan that gives you an opportunity to gain maximum benefits at much affordable cost. Surrender Charges: These are the charges which you need to bear in case you want to surrender your ULIP policy before the tenure of the plan. These are reduced from the NAV of the fund, and 5. Since 3 yrs are not completed yet, […] (We have 7 different fund options which gives 8.5% to 48% of absolute return) 2. Bajaj Allianz Future Gain plan offers additional riders which can be attached to the base policy for extra coverage. You want to surrender the policy – There is a Guaranteed Surrender Value in this plan but depends on the Premium paying Term. 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